Getting covered if you’re under 30

Still need health coverage for 2020?

Open Enrollment is over. You can still get 2020 health insurance 2 ways:

• If you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, or having a baby.
• If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply for these programs any time.

SEE IF YOU CAN GET 2020 COVERAGE

If you’re under 30, you can get health coverage a few different ways, some designed specifically for you. Here are some different ways to get health coverage.

Getting or staying on a parent’s plan

• Under 26? You may be able to get on a parent’s health insurance plan. Learn how to get or stay on a parent's plan.

Buying your own insurance plan

• Depending on your situation, you may be eligible for savings based on your income. You can pick a "Catastrophic" health plan — a way to protect yourself mainly from worst-case scenarios.
• One catch: If someone claims you as a tax dependent, you can buy a plan through the Marketplace but won't qualify for savings based on your income.
  • Preview 2020 plans, with prices based on your estimated income. You don't need to log in or give us your name to check the plans out.
  • Turning 26? See how to get your own health coverage.

Student health plans

• If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law.

Medicaid and CHIP

• If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
• If your state has expanded Medicaid coverage, you can qualify based on your income alone — in many states that have expanded, that's about $17,236 or less for a single person, about $23,335 or less for a married couple with no children. Do a quick check here.
• In all states, you can qualify based on factors including income, some family situations like pregnancy and having young children, and disability.
• If you have children, they might qualify for coverage under the Children’s Health Insurance Program (CHIP) — even if you don't qualify for Medicaid.

Fill out a Marketplace application any time of year to find out if you qualify for Medicaid and CHIP. Get started now.